Privacy Policy

Legal Compliance

This Privacy Policy is published in compliance with:

• Section 43A of the Information Technology Act, 2000[web:33][web:40]
• Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (SPDI Rules)[web:38][web:41]
• Information Technology (Intermediaries Guidelines) Rules, 2011[web:39][web:42]

1. Definitions

4. Collection and Handling of Personal Information

Earn3X may collect the following information:

• Email address and phone number
• Username and password
• Name, gender, age, date of birth, pin code
• Usage data and transaction history
• Device, browser, IP address, clickstream data
• Bank account details including account number, IFSC, branch
• Any information voluntarily provided through communication or support

All such information constitutes Personal Information or Sensitive Personal Data under applicable law.

5. Privacy Statements

The User expressly acknowledges and agrees that:

• Publicly available information is not treated as Personal Information
• Earn3X may track IP address, device data, and behavior on the Platform
• Communications such as emails, SMS, WhatsApp, calls may be recorded
• Marketing communications may be sent, with opt-out options available
• Reviews submitted may be published with User details
• Consent is provided by accepting this Policy
• Users may update or delete information by contacting support@earn3x.com

6. Our Use of Your Information

Earn3X uses User Information for:

• Providing Services and processing transactions
• Communication and customer support
• Marketing and promotional activities
• Analytics and platform improvement
• Fraud prevention and legal compliance
• Aggregated research and business intelligence

In case of merger or acquisition, User Information may be transferred with prior notice to Users.

7. Confidentiality and Security

Earn3X follows industry-standard security practices to safeguard User Information including:

• SSL/TLS encryption for data transmission
• Secure password hashing and authentication systems
• Regular security audits and vulnerability assessments
• Restricted access to personal data on need-to-know basis
• Secure payment gateway integration

However, Earn3X shall not be liable for breaches beyond reasonable control. Users are responsible for safeguarding login credentials.

8. Retention of Personal Data

User Information is retained only as long as necessary for lawful purposes, provision of Services, or compliance with legal obligations. Transaction history and cashback records are retained for 7 years for tax compliance and dispute resolution.

9. Your Rights

Users have the right to:

• Access, correct, or delete personal data
• Restrict or object to data processing
• Withdraw consent for data collection
• Opt-out of marketing communications
• Request data portability

Subject to applicable law and verification requirements. Contact support@earn3x.com for requests.

10. Children's Privacy

Services are not intended for minors below 18 years of age. Earn3X does not knowingly collect personal data from children. If a minor has inadvertently provided information, please contact us at support@earn3x.com for immediate removal.

11. Consent

By using Earn3X, you consent to this Privacy Policy and our Terms & Conditions. Continued use after policy updates implies acceptance of revised terms.

12. Cookies & Tracking

Earn3X uses cookies to track transactions and award commissions. Cookies help maintain login sessions, analyze user behavior, and personalize experience. Disabling cookies may affect cashback tracking and earnings functionality.

13. Affiliate Commission

Earn3X is not liable for commissions declined by partner retailers due to policy violations, order cancellations, returns, or attribution issues. Cashback tracking depends on cookies and proper usage of Earn3X links.